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". . .The investigation by the Mail shows that three out of eight lenders have difficulties funding the purchase of a one-bed apartment, with National Irish Bank saying it would refuse to extend a loan on them at all. Brokers the Mortgage Store and EBS Building Society both advised our reporter, posing as a 30-year-old first-time buyer earning $50,000 a year, not to invest in a one-bedroom apartment. . ."